Star Housing Finance – Leadership Driving Professional Excellence

In the competitive housing finance industry, leadership plays a pivotal role in shaping strategy and execution. Star Housing Finance Limited (SHFL), founded in 2005, has transitioned from a promoter-led company into a professionally managed housing finance provider. Its leadership team, comprising experienced professionals with backgrounds in housing finance, banking, and investment, has been instrumental in this transformation.

Managing Director – Ashish Jain
Ashish Jain, a second-generation promoter, has been at the helm since 2018. With a postgraduate degree from the University of Nottingham, UK, and engineering credentials, he oversees all aspects of the company’s operations. Under his leadership, SHFL has expanded its footprint, professionalized its management structure, and reinforced its focus on affordable housing finance.

Chief Executive Officer – Kalpesh Dave
With more than a decade of experience in the housing finance industry, Kalpesh Dave brings strategic insight to SHFL. His previous roles at Motilal Oswal Home Loans, DHFL, and Morgan Stanley provided him with expertise in competitive analysis, branch expansion, and operational scaling. Since joining in 2019, he has played a key role in setting up branch infrastructure and developing customer-centric strategies.

Chief Financial Officer – Natesh Narayanan
A seasoned professional with 15 years of experience in fundraising and asset management, Natesh Narayanan strengthens SHFL’s financial management and liquidity position. His background at Axis Mutual Fund, Reliance MF, and ARKFIN Investments equips him with the skills to manage SHFL’s financial planning, investor relations, and compliance with regulatory standards.

Chief Operating Officer – Anoop Saxena
With 15+ years in credit, operations, and product development, Anoop Saxena has been instrumental in setting up SHFL’s risk framework and rural-focused housing products. His previous experience at HDFC Bank, Shubham Housing, Ujjivan Small Finance Bank, and Satya Micro Capital adds depth to his expertise. At SHFL, he has led the co-lending vertical and introduced innovative credit products tailored to underserved rural markets.

Leadership Impact
Together, this team has ensured that SHFL delivers not only growth but also governance and operational resilience. The leadership has overseen a 22% increase in AUM, maintained CRAR at 50.27%, and kept NNPA stable at 1.40%. By embedding risk management practices and focusing on customer-first strategies, they have positioned SHFL as a credible and trusted player in affordable housing finance.

Conclusion
SHFL’s leadership exemplifies the qualities necessary for long-term sustainability in housing finance – vision, operational expertise, financial prudence, and customer focus. Their combined efforts have professionalized the institution, built trust among stakeholders, and created a foundation for sustainable growth.