Motilal Oswal – Trusted Name, Strong Fundamentals

Trust is a core currency in financial services, and Motilal Oswal Financial Services Limited (MOFSL) has earned it consistently for decades. Known for its credibility, governance, and ability to innovate, MOFSL has become one of the most respected players in India’s financial markets. Its diversified portfolio, strong fundamentals, and robust leadership inspire confidence among clients, lenders, and investors alike.

Business Scale and Reach
MOFSL’s scale is reflected in its assets under advice (AUA) of ₹5.7 lakh crore, serving over 94 lakh clients nationwide. With 13,300+ employees and presence in 550+ cities, the company has built deep connections with retail and institutional clients alike. Its services span equity broking, wealth advisory, asset and portfolio management, private equity, investment banking, and housing finance. This comprehensive offering allows MOFSL to maintain stability even when specific business segments face cyclical pressures.

Financial Highlights – FY25
The company reported AUM of ₹4,078.58 crore in FY25. Revenue was ₹5,478.33 crore, while profit after tax (PAT) reached ₹1,391.33 crore. A PAT margin of 25.40% demonstrates robust profitability, while ROE of 21.35% indicates efficient capital deployment.

The balance sheet reflects strength, with total assets of ₹22,320.91 crore and net worth of ₹7,116.87 crore. Borrowings stood at ₹8,715.59 crore, nearly matched by cash and bank balances of ₹8,654.36 crore, highlighting liquidity strength. Importantly, asset quality is excellent, with NNPA at 0.40%. The company also maintains a high CRAR of 40.80%, signaling resilience.

Governance and Leadership
MOFSL’s credibility is reinforced by visionary leadership. MD & CEO Motilal Oswal has been a pioneer in India’s capital markets since the 1980s. His involvement in industry boards and regulatory committees reflects his influence in shaping the sector. CFO Shalibhadra Shah ensures robust financial governance, while CHRO Niren Srivastava drives organizational culture and talent development.

Investor Confidence
The backing of lenders such as Indian Bank, Citi Bank, Aditya Birla Finance, and Bajaj Finance reflects institutional trust in MOFSL’s financial strength. Equity ownership by the Motilal Oswal Family Trust and co-founders further aligns leadership interests with long-term growth.

Bond Investment Opportunity
MOFSL’s listed senior secured corporate bond (ISIN: INE338I07172) provides a stable fixed-income option. With an ICRA AA rating, an 8.90% YTM, and an 85-month tenure, it offers investors predictable income with relatively low risk. The minimum investment of ₹1,01,425 makes it accessible to affluent retail and institutional investors seeking yield enhancement.

Conclusion
MOFSL represents a trusted name with strong fundamentals. Its diversified model, consistent financial results, and governance standards make it a safe and credible institution. For investors, MOFSL offers dual appeal: equity participation in its growth story and fixed-income stability through its bonds.