Your Money, On Payroll — Courtesy of Corporates

Want to earn a fixed income without riding the highs and lows of the stock market? When you invest in bonds, particularly corporate bonds, you're setting your money up to work like clockwork—delivering steady interest payouts from established businesses, straight to your account.

It’s not flashy, but it’s effective. These aren’t speculative trades or volatile assets. These are legal agreements: the company borrows your capital and pays you interest—on time, every time.

Why Fixed Income Still Wins

Most salaried professionals chase active income: salary, side hustles, consulting gigs. But there’s a quieter, more disciplined way to build wealth—one that doesn’t demand daily attention. Bonds offer a unique space in your portfolio that works even when you don’t.

Each interest payout is scheduled, each maturity date defined. There’s no guesswork. Just clarity.

The Neeraj Example: Calm Over Chaos

Neeraj, a 38-year-old software architect, wasn’t new to investing—but he was tired of market swings. “I didn’t want to check charts anymore. I wanted assurance,” he says.

That’s when he decided to invest in bonds. He began with a ₹1 lakh bond from Keertana Finserv, known for high YTM and timely monthly payouts. “Getting money in my account every month—without doing anything—was a mindset shift,” Neeraj says.

Since then, he’s gradually diversified his bond investments and built a fixed-income stream that supports his child’s school fees. His words? “It feels like my money’s on payroll now.”

How Altifi Makes It Easier

Altifi simplifies the entire bond investment process—from discovery to payout tracking. You don’t need to hunt through complex documents or rely on advisors. Every detail is listed clearly, and transactions are 100% digital.

Here are some corporate bonds you can explore on Altifi right now:

• Keertana Finserv – Up to 13.25% YTM, monthly payouts

• Muthoottu Mini Financiers – Up to 11.10% YTM

• Aditya Birla Capital – Up to 7.65% YTM, strong credit rating

• NeoGrowth Credit Private Limited – Up to 12.00% YTM

• Motilal Oswal Financial Services – Up to 8.90% YTM

All products are rated and verified, with filters to suit your preferences—tenure, payout frequency, and yield.

Final Note

Your time is precious. So is your money. Instead of letting it sit idle or stressing over market shifts, consider giving it a stable job. When you invest in bonds, you’re not just earning interest—you’re buying peace of mind, predictability, and passive income.

Let your money go to work—quietly, consistently, and on your terms.